the standard of individual medical insurance payment ratio is: individual employees pay 2% of their monthly salary based on their average monthly salary in the previous year, which is withheld and remitted by the unit on a monthly basis. If Wang's monthly salary is 9 yuan, the monthly basic medical insurance premium payable is 9 yuan *2%=18 yuan.
1. The proportion standard of individual medical insurance contributions is: individual employees pay 2% of their monthly average salary income in the previous year, which is withheld and remitted by the unit on a monthly basis. If Wang's monthly salary is 9 yuan, the monthly basic medical insurance premium payable is 9 yuan *2%=18 yuan.
individual contribution ratio of medical insurance
individual contribution ratio of employees: the employee's basic medical insurance is paid by both the employer and the employee, and the employee's contribution ratio is 2%+3 of his salary income.
employer's contribution ratio: the employer's contribution ratio is 6% of the total wages of employees. With the economic development, the employer's contribution ratio and employee's contribution ratio can be adjusted accordingly.
individual payment base of medical insurance
individuals take their average monthly salary income in the previous year as the monthly payment base, and the total average monthly salary of employees in the previous year above the unit as the payment base.
what is the individual payment standard for medical insurance?
individual employees pay 2% of their monthly salary based on their average monthly salary in the previous year, which is withheld and remitted by the unit on a monthly basis. Example: Wang's monthly salary is 9 yuan, and the monthly basic medical insurance premium payable is 9 yuan *2%=18 yuan. Laid-off workers from state-owned enterprises who enter the re-employment service center, their basic medical insurance premiums (including unit contributions and individual contributions) are paid by the re-employment service center based on 6% of the average monthly salary of employees in this city in the previous year, and retirees do not pay the basic medical insurance premiums.
proportion of individual contributions to medical insurance and unit contributions
1. Old-age insurance
At present, the proportion of old-age insurance contributions: 21% for the unit (all of which are included in the overall fund) and 8% for the individual (all of which are included in the individual account).
2. Medical insurance
Payment ratio of medical insurance: 6% for the company and 2% for the individual+3 yuan.
3. Unemployment insurance
Unemployment insurance payment ratio: 2% for the unit and 1% for the individual.
4. Work-related injury insurance
The company pays .5% for you every month, and you don't have to pay any money yourself. Work-related injury insurance determines its work-related injury rate according to the industry scope that the company is divided into, ranging from .5% to 2%.
5. Maternity insurance
The company pays 1% for you every month, and you don't have to pay any money yourself.
6. Housing provident fund
Payment ratio of housing provident fund: according to the actual situation of the enterprise, choose the payment ratio of housing provident fund. But in principle, the maximum payment shall not exceed 1% of the average wage of employees. The employer shall pay the housing provident fund at 12% of the salary. Units and individuals are 12% of wages.
2. According to Article 23 of the Social Insurance Law of the People's Republic of China, employees shall participate in the basic medical insurance for employees, and the employer and employees shall pay the basic medical insurance premium in accordance with the national regulations.
individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in the employing unit and other flexible employees can participate in the basic medical insurance for employees, and individuals will pay the basic medical insurance premium according to state regulations.
Legal basis
Article 23 of the Social Insurance Law of the People's Republic of China
Employees shall participate in the basic medical insurance for employees, and the employer and employees shall pay the basic medical insurance premiums in accordance with the state regulations.
individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in the employing unit and other flexible employees can participate in the basic medical insurance for employees, and individuals will pay the basic medical insurance premium according to state regulations.