Investors can invest in some open-end funds or money funds, which have no closed term and can be redeemed at any time as long as their shares are confirmed. It is flexible and suitable for short-term investment. Here mainly refers to open-end funds, not all open-end funds are suitable for short-term financial management, mainly money funds and interbank deposit index funds.

Although the money fund has no fixed term, it can be redeemed at any time, so it can be regarded as short-term financial management. Interbank deposit index funds are basically 7 days, which is definitely short-term financial management.

2. stocks

Stock is a certificate that a listed company proves that its shareholders hold shares. In the A-share market, the trading mode of stocks is T+ 1, that is, stocks bought on the same day can be sold on the next trading day, which is more flexible, but its risks are also higher. When buying, investors should reasonably control their positions, set up stop-loss positions and control the risks within a certain range.

But what investors need to be reminded here is that the short-term trading of stocks must pay attention to the collection of handling fees and the analysis of stock trends, otherwise losses will easily occur.

3. Yu 'ebao and Coin Pass

Yu 'ebao and change pass are common investment tools in our daily life, which are connected with the money fund in the fund, with strong liquidity and stable income. Investors can redeem and buy at any time, and there is no loss so far. You can use the money in it for consumption at the same time as you get the income.

4. Open bank wealth management products

Compared with closed-end wealth management products, open-end wealth management products of banks are more flexible and suitable for short-term investment.

However, it should be noted that bank wealth management products are different from bank deposits, and they are not guaranteed capital and interest. Therefore, investors should choose such financial products according to their own risk preferences. For example, for more stable investors, they should choose financial products with lower risks.

5. Reverse repurchase of national debt

The essence of reverse repurchase of government bonds is short-term loans. Individuals lend their own funds through the national debt repurchase market to obtain fixed interest income. Its varieties can be divided into four types: 1 day, 2-day, 3-day, 4-day and 7-day. The investment period is still short. It is suggested that investors can make reasonable arrangements according to the idle time of their own funds.