Another situation is that the fund keeps falling, like a bottomless black hole. The more losses, the more investors' money will be trapped. Therefore, if the fund has no prospect, it is recommended to sell the stop loss in time. When investing in a fund, you can set a stop loss point and a take profit point.
According to different standards, securities investment funds can be divided into different types:
1, which can be divided into open-end funds and closed-end funds according to whether the fund units can be increased or redeemed.
Ordinary open-end funds are generally not listed and traded, but they can be purchased and redeemed through third-party sales organizations, banks and brokers. , and the fund share scale is not fixed; Closed-end funds have a fixed duration, during which the scale of fund shares is fixed. When they are listed on the stock exchange, investors can buy and sell in the secondary market.
2. According to different organizational forms, it can be divided into corporate funds and contractual funds.
A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund;
The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds.
At present, China's securities investment funds are all contractual funds.
3. According to different investors, it can be divided into stock funds, hybrid funds, bond funds and money market funds.
Equity funds: more than 80% of the fund assets are invested in stocks;
Bond fund: more than 80% of fund assets are invested in bonds;
Money market fund: a money market fund that only invests in money market instruments;
Hybrid fund: a hybrid fund that invests in stocks, bonds and money market instruments, and the ratio of stock investment to bond investment does not meet the requirements of bonds and stock funds.
From the perspective of investment risks, the risks brought by several funds to investors are different. Among them, equity funds have the highest risk, money market funds have the lowest risk and bond funds have the middle risk.
4. Due to different investment styles and strategies, the risks of the same type of investment funds will be different. According to the degree of risk, it can be divided into growth type, value type and balance type.
Growth funds refers to a fund that pursues capital appreciation as its basic goal, pays little attention to current income, and mainly invests in stocks with good growth potential.
Value-oriented-Value-oriented fund refers to a fund that mainly invests in large-cap blue-chip stocks, corporate bonds, government bonds and other stable income securities with the pursuit of stable recurring income as its basic goal.