The new rural cooperative medical system, referred to as the "new rural cooperative medical system", refers to the farmers' medical mutual aid system organized, guided and supported by the government, in which farmers voluntarily participate and individuals, collectives and the government jointly raise funds. Take individual contributions, collective support and government funding to raise funds. The medical expenses, inspection expenses, laboratory expenses, operation expenses, treatment expenses and nursing expenses incurred by the insured in the designated hospital due to illness during the overall planning period are in line with the reimbursement scope of medical insurance for urban workers (that is, effective medical expenses).
Rural cooperative medical insurance is a medical security system created by farmers in China (agricultural registered permanent residence), which has played an important role in ensuring farmers' access to basic health services and alleviating farmers' poverty and returning to poverty due to illness.
It provides a model for common problems in the world, especially in developing countries, which is not only welcomed by farmers at home, but also well received internationally. 1974 At the 27th World Health Assembly in May, third world countries generally expressed warm concern and great interest. In its annual report 1980 ~ 198 1, the United Nations Children's Fund pointed out that the "barefoot doctor" system in China provided primary health care in backward rural areas and provided a sample for underdeveloped countries to improve their medical and health standards. The World Bank and the World Health Organization call China's rural cooperative medical care "a model for developing countries to solve health expenses".
Legal basis:
Article 24 of People's Republic of China (PRC) Social Insurance Law
The state establishes and improves the new rural cooperative medical system.
Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.
Article 28 of People's Republic of China (PRC) Social Insurance Law
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
Article 29 of People's Republic of China (PRC) Social Insurance Law
The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.
The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.