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Whose income is more reliable, Xiaomi Fund or Yu 'ebao?
After the development board of some models of Xiaomi (Xiaomi 2s Development No.9 Upgrade) was upgraded, an app of Xiaomi Finance was added. A few months before this, Xiaomi Finance was in the internal test, and Xiaomi also returned Xiaomi wallet. In fact, Alipay wallet is divided into two parts: Xiaomi wallet and Xiaomi finance. Xiaomi wallet is not described much. It has already been integrated into Xiaomi's payment system, mainly including purchasing money funds, providing a payment platform for Xiaomi's life, and handling credit cards.

The money fund purchased by Xiaomi Lifelong Bao is the least risky investment product, which mainly invests in short-term fixed expected annualized expected return varieties with low risk and high liquidity. Historical data shows that the expected annualized expected return is stable and the risk is minimal.

After Xiaomi Finance was officially launched, its 7-day historical expected annualized expected income was RMB, much higher than Yu 'ebao. Xiaomi Finance held a virtual principal experience activity on May 1 1, and got the virtual principal of up to 1 ten thousand yuan for 7 days free of charge.

Xiaomi Finance is essentially a built-in "live treasure" provided by E Fund, similar to Alibaba's balance treasure. However, judging from the expected annualized expected income, Xiaomi Finance is much stronger than Yu 'ebao. The 7-day historical expected annualized expected return is RMB, and the expected annualized expected return of 10,000 copies is RMB. The 7-day historical expected annualized expected return of Yu 'ebao is 10000 copies, and the expected annualized expected return is RMB.

Compared with Yu 'ebao falling below 4, Xiaomi Finance is still better. The money to buy Xiaomi Lifelong Treasure is to buy money funds, which mainly invest in bank deposits and bond assets with high credit rating. The fluctuation of its expected annualized rate of return depends on the expected annualized interest rate of bank deposits and the price of bond assets. However, the expected annualized expected total income has been increasing, but the increase rate is different every day.