Hope Card is a charitable credit card product launched by the Credit Card Center of Guangfa Bank, which combines the functions of credit cards with charity. One of the most important functions of hope card points of Guangfa Bank is to have the function of point donation. There are three main forms of credit card donation: one-time donation, monthly fixed donation and project-oriented donation. This point donation function means that when the cardholder's credit card point consumption reaches 10000 yuan, Guangfa Bank will donate 10 yuan to the public welfare project selected by the user through Guangfa Charity Fund. Users can select "More Services-Life-Wonderful Card-Card Purchase-Hope Card Zone" in the "Discover Wonderful" APP of Guangfa Bank, and select the donated items. After reaching the standard, Guangfa Bank will donate to the project.

Of course, Guangfa Bank hopes that users can not only accumulate points, but also use points to exchange goods or various rights and interests in Guangfa Bank Credit Card Mall after accumulating certain points. Users can redeem through the "Discover Wonderful" APP of Guangfa Bank or the credit card center of Guangfa Bank.

It is worth noting that although Guangfa Bank hopes that the card belongs to charity credit card products, its points rules are still the same as those of ordinary credit card products of Guangfa Bank. Generally speaking, if you spend 1 yuan, you will get 1 integral.