Among them, fund share = fund investment amount ×( 1+ subscription rate of index fund) ÷ net value of index fund on the day of subscription+fund interest.
As long as you know the fund's net growth rate and dividend ratio, you can know the fund's return on investment. However, it should be pointed out that a simple rate of return figure cannot be used to fully express the performance of the fund.
Compare the fund's income with the fund's performance, and compare the benchmarks. Each fund has its own agreed performance benchmark, which can be found in the fund contract and prospectus. However, this performance benchmark is rarely valued by individual investors.
For actively managed stock funds, their returns can be compared with the trend of the stock market. If a fund performs better than the market index most of the time, it can be said that the management of this fund is effective, and the management company that manages this fund has excellent research and investment capabilities.
Compare the income of this fund with that of other similar funds. Different types of funds should be treated differently. You can't directly compare the performance of different types of funds, for example, it is not appropriate to compare the performance of bond funds and equity funds.
Compare the fund's income with its expected income. According to the investment principles of the fund and the operating philosophy of the fund manager, see if the performance of the fund meets your expectations. When the performance of the fund is far from its own expectations, it is necessary to look back to see if the fund manager has violated the investment principles and concepts promised in the fund contract.