Can individuals set up private equity funds? Private equity investment funds can help enterprises improve their management ability. Private equity fund is a kind of fund for specific groups. Now the characteristics of the development of private equity industry are more and more obvious. Can the following sharing individuals set up private equity funds?

Can individuals set up private equity funds? 1 Individuals can be private equity funds. According to the Regulations on the Administration of Foundations, foundations should be established for specific public welfare purposes. The original capital of national public offering foundation is not less than 8 million yuan, the original capital of local public offering foundation is not less than 4 million yuan, and the original capital of non-public offering foundation is not less than 2 million yuan.

Private equity funds are funds that are not publicly issued. There are two channels for individuals to invest in private equity funds. One is to buy private equity funds through a private equity fund company named "investment company", and the other is to sign a trust financing agreement with private equity fund companies through securities companies, operate in fund mode and invest in private equity funds. Conditions for individuals to set up private equity funds:

1. Qualifications of senior managers: Private equity funds engaged in securities must have at least two senior managers with fund qualifications, among whom the legal representative, general manager and risk controller must have fund qualifications.

2. Business scope: Just register according to the instructions.

3. Registered capital: the proportion of paid-in capital reaches more than 25%, or the paid-in capital can guarantee the company to operate for more than 6 months.

There are usually two ways for qualified individuals to invest in private equity funds: one is to initiate or directly cooperate with others to set up private equity funds, be their own boss and manage money for others at the same time; The second is to buy fund products through banks, brokers or third-party financial institutions to earn capital growth income.

Those who are suitable for the former are often those who have been operating in the capital market for a long time and have certain contacts, and their profitability is recognized by most people, but their personal funds cannot meet the demand for profit growth; The latter is suitable for those who have certain economic strength, but don't have much time and energy to pay attention to venture capital and take out funds to let others manage their finances on their behalf.

First of all, we must know that both of these investments have capital threshold restrictions. Even individuals who invest in private equity products need to have:

1, corresponding risk identification ability and risk tolerance;

2. The amount invested in a single private equity fund is not less than 6,543,800 yuan;

3. The financial assets of individual investors are not less than 3 million yuan or the average annual income of individuals in the last three years is not less than 500,000 yuan. Therefore, individuals who plan to invest in private equity funds must first see whether they meet such conditions. If so, they should prepare these documents themselves. The financial assets mentioned here include stocks, futures rights, bonds, insurance, trusts and other financial assets.

There are many differences between private equity fund and Public Offering of Fund, which openly faces the problem of unspecified multi-objects. Refers to the securities investment fund which is supervised by the competent department of China government and publicly issues beneficiary certificates to unspecified investors. It can be seen here that private equity funds not only do not require investors to have qualified investors.

On the other hand, according to the different nature of private placement, there are corresponding restrictions on the number of people. For example, the maximum number of private equity funds is 50, and the number of contractual private equity funds is not limited.

There are many channels to invest in private equity funds, and the corresponding certification materials can be purchased through banks and brokers. Of course, more investment assistance can be obtained through third-party wealth management institutions.

However, private equity fund is not a profitable investment, and it will also face the risk of capital loss. The so-called minimum capital preservation commitment is mostly just a promotion means, so we must be cautious when choosing private equity funds, and we should not blindly believe in investment. In addition, the closure period is generally 6- 12 months, and the fund cannot be redeemed during the closure period. So be sure to read the contract carefully when buying.

Can individuals set up private equity funds? 1. What is a private equity fund?

The "private fund" or "underground fund" often mentioned in the financial market is a kind of collective investment that is privately raised from specific investors, compared with the securities investment fund that is supervised by the competent department of China government and publicly issues beneficiary certificates to unspecified investors. There are basically two ways, one is a contractual collective investment fund based on signing the entrusted investment contract, and the other is a corporate collective investment fund based on * * * contributing shares to establish a joint-stock company.

Two, the characteristics of private equity fund equity investment include

1, the return on equity investment is very rich.

Unlike debt investment, which gets a certain proportion of invested capital, equity investment gets dividends from the company's income according to the proportion of capital contribution. Once the invested company is successfully listed, the profit of private equity investment fund may be several times or dozens of times.

2. Equity investment is accompanied by high risks.

Equity investment usually needs to go through several years of investment cycle, and because it is invested in developing or growing enterprises, the development risk of the invested enterprises themselves is very high. If the invested enterprise ends in bankruptcy, the private equity fund may lose all its money.

3. Equity investment can provide all-round value-added services.

Private equity investment not only injects capital into the target enterprise, but also injects advanced management experience and various value-added services, which is also a key factor to attract enterprises. While meeting the financing needs of enterprises, private equity investment funds can help enterprises improve their management ability, expand procurement or sales channels, integrate the relationship between enterprises and local governments, and coordinate the relationship between enterprises and other enterprises in the industry. All-round value-added services are the highlight and competitiveness of private equity investment funds.

Third, the conditions for the establishment of private equity funds

1, the name shall conform to the Regulations on the Administration of Name Registration, and the word "investment fund" is allowed in the name of an investment enterprise that has reached the scale.

2. The words "venture capital fund, venture capital fund, equity investment fund, investment fund" in the industry terminology can be used in the name. As an administrative division, "Beijing" is allowed to be used between trade names and industry terms.

3. Fund type: the registered capital (contribution) of the investment fund company is not less than 500 million yuan, all of which are contributed in cash, and the paid-in capital (contribution) at the time of establishment is not less than 654.38 billion yuan; The registered capital shall be fully paid in accordance with the Articles of Association (partnership agreement) within 5 years. "

4. The contribution of a single investor shall not be less than 6,543,800,000 yuan (except for the general partner in a limited partnership).

5. At least three senior managers have experience in the management and operation of equity investment funds or related business experience.

6. The business scope of fund enterprises is approved as: investment, investment management and consulting of non-securities business. (Fund enterprises may apply to engage in other business projects outside the above business scope, but shall not engage in the following business:

(1) Lending;

(2) publicly traded securities investment or financial derivatives trading;

(3) Raising funds publicly; (four) to provide guarantees for enterprises other than the invested enterprises.

7. Managing fund companies: Investment fund management "The registered capital (capital contribution) is not less than 30 million yuan, all of which are in monetary form, and the paid-in capital (actual capital contribution) at the time of establishment".

8. The investment amount of a single investor shall not be less than 6,543,800 yuan (except for the general partner in a limited partnership).

9. At least three senior managers have experience in the management and operation of equity investment funds or related business experience.

10. The business scope of managed fund enterprises is approved as: investment in non-securities business, investment management and consulting.

Can individuals set up private equity funds? 1. Can investment management companies issue private equity funds?

First of all, the investment funds of venture capital enterprises in a narrow sense come from the venture capital enterprises themselves, that is, their investment property can be the inherent property of enterprises; Private equity funds come from qualified investors, and the fund property is independent of the inherent property of the fund manager or fund custodian. Confusion is prohibited and the property rights of fund share holders are protected.

At present, there is no administrative approval for the establishment of private equity fund management institutions and the issuance of private equity funds in China, and a supervision system is implemented to strengthen supervision after the event.

According to Article 2 of the Measures for the Administration of Private Equity Fund Raising issued by China Asset Management Association in April this year, institutions registered as private equity fund managers in China Asset Management Association can raise private equity funds by themselves, and institutions registered with China Securities Regulatory Commission and qualified for fund sales can accept the entrustment of private equity fund managers to raise private equity funds. No other institution or individual may engage in fundraising activities of private equity funds.

Second, can private equity funds issue bonds?

Private equity funds can issue bonds, and private equity companies that issue bonds are also called bond private equity funds.

Advantages and disadvantages of bond private equity fund

(1) Advantages:

1, private placement bond Fund can continue to increase leverage. When individual investors withdraw from the repurchase market, there are not many stable sources of low risk and high income. Converting bonds and grading A are optional targets, but it is also a strategy for some senior people who are familiar with the bond operation mode to set up a private equity fund product and invest in the bond market if they have enough ability. However, it must be pointed out that the leverage ratio of private placement bond Fund is also limited.

According to the Interim Provisions on the Management and Operation of Private Equity Funds in Securities and Futures Institutions, the total assets of structured asset management plans shall not exceed 65,438+0.40% of net assets, and the total assets of unstructured collective asset management plans shall not exceed 200% of net assets. Will this affect the leverage of private placement bond Fund? In addition, Deng Zhong's Guide to Risk Control of Pledged Repurchase Transaction Settlement.

(Draft for Comment) It is proposed that the proportion of unexpired repurchase funds in total assets should not exceed 70%, which has not yet landed. But generally speaking, the leverage of private placement bond funds (unstructured) can reach more than 2.

2. private placement bond Fund Investment Management Ship is flexible and easy to turn around. To put it simply, private placement bond funds tend to be retail investors because of their scale, and it is easier for retail investors with repurchase experience to get started and accept their investment value orientation.

Disadvantages:

1, difficult to raise. The compliance requirements of private equity funds are faced with high net worth groups. If you want to create a new situation, the first step is to raise funds. High-net-worth groups are difficult to raise in investment philosophy and trust cultivation. How to have a balanced investment value close to the target group between risk and return and gain trust is the key.

2. How to achieve stable results? When retail investors enter the management of private equity funds, the problem they face is not only the problem of investment concept, but also the problem of balanced investment ability. Achievement is everything, which is not empty talk. Without excellent risk control and research ability, stable results are unreliable only by feeling.

3. How do private placements issue funds?

(1) product finalization stage

1, select the fund manager

Choose a trading team with mature trading model and stable trading record as the fund manager. The specific evaluation process is strictly implemented by the relevant departments of the company (it is planned to adopt the mode of cooperation with partnership enterprises).

2. Formulation of product design scheme

Including the specific mode of operation, risk control of raising cycle, raising scale, closing period, underwriting mode, capital investment, exit mechanism, etc. At the same time, a series of promotional activities such as roadshows were carried out.

(2) Provisions on the issuance channels and the raising period of the fund.

1. During the issuance of the fund, the fund shares are sold to investors through the outlets of the securities business department and third-party institutions. Private equity funds mostly adopt the way of self-issuance, that is, the fund promoters sell the funds directly to investors without going through underwriters.

2. After the issuance period, the fund manager shall not use the raised funds for investment, but shall transfer the funds raised during the issuance period to a capital verification account, and qualified institutions and individuals shall conduct capital verification. A closed-end fund can only be established when the funds raised during the period from the date of approval to the raising period exceed 80% of the approved scale of the fund.

3, closed-end fund raising expires, the funds raised by the fund is less than 80% of the approved scale, the fund shall not be established. The fund sponsors must bear the fund raising expenses, and the raised funds plus the interest on bank demand deposits must be returned to the fund subscribers within 30 days.

(C) the implementation of capital operation

After the fund was established, it entered a closed operation period according to the product design plan. Futures companies fulfill their risk monitoring obligations and track the operation of funds.

(4) Fund withdrawal mechanism

After the closure period expires, pay dividends according to the product design plan and quit. The futures company shall assist in withdrawing.