Fund fixed investment is divided into active fund fixed investment and passive fund fixed investment. Passive fund fixed investment, that is, we often mention the index fixed investment.
As the only investment tool recommended by Warren Buffett to ordinary people, index investment is well known.
Buffett said:
By investing in index funds regularly, those amateur investors can achieve higher achievements than most professional investment masters.
1
Although index investment is well known, I would like to introduce a more advanced investment strategy-index-enhanced fund investment.
Compared with the traditional index fixed investment, the index-enhanced fund is a fixed investment, and the investment target is an index-enhanced fund.
What is an index enhancement fund?
An index fund can be understood as a person who keeps track of the index honestly. The more accurate the tracking, the more successful it will be.
The index enhancement fund can be considered as a person with active thinking. He also tracks the index, but not just the index, but hopes to achieve performance beyond the market through minor adjustments.
2
The intention is good. Can index-enhanced funds outperform the broader market?
I have studied the historical data, and so far, 70% of the index enhancement funds have outperformed the index after their establishment.
According to the data of 20 17, nearly 70% of the index enhancement funds outperformed the index.
The performance of this index improvement is still excellent.
In addition, in the domestic market environment, I especially recommend strengthening the fixed investment index.
The specific reason is that the United States is a mature market, dominated by institutional investors. Index return is the result of mutual game between institutions, and it is difficult for fund managers to obtain super-market performance through intervention.
Our big A shares are different. Although it has developed rapidly in recent years, it is far from mature. Retail investors dominate the market, and institutions have long defeated retail investors. In this way, it is possible to obtain excess income through manual intervention.
three
See the table below for the magic of index enhancement funds:
Make a few explanations:
1. The figures in the remarks represent "accumulated excess returns", not "income", so don't think it is too small.
2. Focus on tricolor funds.
Huatai Borui quantitative enhancement (000 172), established for four and a half years, outperformed the Shanghai and Shenzhen 300 for four and a half years in a row;
Jing Shun Great Wall CSI 300 has been enhanced (0003 1 1), and it has been established for four and a half years, and it has outperformed CSI 300 for four and a half consecutive years.
Xingquan 300( 163407), which has been established for seven years, has outperformed Shanghai and Shenzhen 300 for seven consecutive years.
Winner every year ~
four
Select Huatai Borui Quantitative Enhancement (000 172) mentioned above for fixed investment backtesting.
Assuming a fixed investment every month, the monthly investment is 65,438+0,000 yuan, starting from March 65,438+04, 2065,438+04 and ending on March 65,438+04, 2065,438+08, with a total term of 4 years.
The principal is 48,000 yuan, the absolute income is 2 1449.69 yuan, the yield is 44.69%, and the annualized rate of return reaches 18.98%.
Numbers are the most convincing, so I don't want to say more. If you want to invest in the index, you should give priority to the quantitative enhancement of the index.