When buying a fund, many people will pay attention to the income of the fund, so how much money can you earn a year by buying a 1000 fund? What fund has good returns? We have prepared relevant contents for your reference.

How much money you can earn by buying a 1000 fund a year mainly depends on the rate of return of the fund. There are many types of funds, among which the risks and returns are different. Generally speaking, funds can be divided into: money funds, bond funds, mixed funds, index funds, stock funds and so on.

Suppose investors buy money funds: money funds are mainly funds that invest in the money market, with the smallest risk among all fund types and relatively stable returns. If an investor buys a money fund with a price of 1000 yuan, assuming that the annualized rate of return of the money fund is 2%, then the money that can be earned in one year is 1000 * 2% = 20 yuan money, which means that only 20 yuan money can be earned in one year.

Suppose investors buy pure debt funds: pure debt funds mainly invest in the bond market, and the risks and benefits of pure debt funds are a little greater than those of money funds. If investors buy pure debt funds with 1 1,000 yuan, assuming that the annualized rate of return of pure debt funds is 4%, then the money they can earn in one year is 1 1,000 * 4% = 40 yuan money, compared with money funds, earning.

The reason why money funds and pure debt funds have less income is because the principal is low, the fund fluctuation is relatively small, and there is no investment in the stock market, so the income earned is not much.

Suppose investors buy index funds and stock funds: both index funds and stock funds belong to high-risk funds, and stock funds mainly invest in the stock market, so the risks and returns are relatively large. If investors buy a fund with a price of 1 1,000 yuan, assuming that the annualized rate of return of equity funds is 50%, then the money they can earn in one year is 1 1,000 * 50% = 500 yuan.

Compared with money funds and pure debt funds, the income is many times higher, because the income of high-risk funds is higher, but we should also pay attention to the possibility of making 500 yuan lose 500 yuan. Some high-risk funds also fall by 40%~70% a year, so the returns are high and the risks are relatively large. When investing, everyone should be careful not to buy at will.