If you choose a one-time purchase and encounter a bull market at a low point, choose a good foundation with good long-term continuous performance, and the overall income will be much higher than that of decentralized capital purchase ~
Therefore, the two investment methods have their own merits, and there is no standard answer. At the same time, these two investment methods are not either one or the other, and can be used in combination.
If you have to choose one, I suggest you judge according to the following points!
Arrangements for the use of funds
If the money is idle funds that are determined not to be used for three years, it can be invested at one time. However, if there are liquidity requirements, it is even more recommended to invest in batches if you are not sure whether it will be used one day.
Expectations and judgments on the market
If you are in a volatile market and are very confused about the future trend of the market, you can consider diversifying your purchases through fixed investment to smooth risks and avoid entering the market when the market is relatively high.
Investment experience, risk tolerance, discipline, etc.
Do you have the confidence to stop for three years after one-time investment?
After one-time investment, if the market fluctuates and the position income fluctuates up and down, can the fluctuation of the corresponding investment amount make you sleep well, don't worry too much?
If you are not sure whether you can hold the above two points, you can help yourself stop loss and improve your holding experience through fixed investment (the capital accumulated in the initial stage of fixed investment is smaller and easier to stick to) or closed-end funds ~