What is the best investment? Education!
Since you are a student, it's time to study. If you invest your limited capital in education and persist in studying hard for 5 years or 10 years, you will achieve something. The return on this investment is huge, and you will benefit for life.
Our capital market is not perfect, speculation is far greater than investment, and it is not suitable for people without fixed income to participate.
Even if your purpose is just to experience, or an investment attempt, I still think it is not a good choice-no matter whether your investment is successful or not, even a little loss of energy is not worth the loss for a student.
The price fluctuation in the capital market is very violent (including capital), which brings you emotional fluctuations that you can't imagine. That kind of extreme excitement and depression has been experienced by every stockholder or citizen, and its influence on life and study can be imagined.
Let me give you an example. From June 2005 to June 2007, 65438+ 10, the average stock price in Shanghai and Shenzhen stock markets rose nearly 6 times, which was amazing. From June 2007 10 to June 2008 10, all stocks fell by an average of 80%, and the decline was even more alarming. Most of the people who made a lot of money in the first two years suffered serious losses one year later, not to mention those who entered before June 10 in 2007 (many of them were equivalent to investment bankruptcy). Think about what kind of emotional experience they will have in these two or three years. At the end of 2007, many people were cocky and carried away. By the end of 2008, many people were not numb, but afraid to look at the stock market and their stock accounts.
The situation of funds is basically similar, slightly better than stocks, but generally the same.
One more thing to be wary of: investing in stocks or funds only brings certain fluctuations or trivial matters to the mood. For people whose minds are not yet fully mature and their personalities are not yet determined, many people are unaware of the potential negative effects. The capital market can really make people lose their mind and spirit, and make people lose their normal reason and observation of things.
I won't list the changes and influences that investment activities in this area will bring to a person's life and many other aspects. Don't think my words are exaggerated or just negative. For immature investors, these are what they have to face and overcome.
If you really choose to enter this market, you should take this matter seriously. You should master and practice the most basic theoretical knowledge, and then you should learn and understand it.
If you want to ask a few questions here and think you can get answers, then you are not taking yourself and this matter seriously-many things are like this, and your attitude directly determines your final success or failure.