Is TEDA Manulife Beijing Yuanbao currency safe?
First of all, from the perspective of risk level
According to the Alipay page, the risk level of TEDA Manulife Beijing Yuanbao Currency A is low risk. TEDA Manulife Beijing Yuanbao Currency A is a monetary fund, which does not guarantee the principal and minimum expected income, and the expected income changes every day.
But the money fund is the lowest risk fund, and it has never lost money, so its security can be assured. Under normal circumstances, the money fund will not lose money if there is no bond default and no user run.
Second, from the investment direction.
TEDA Manulife Beijing Yuanbao Currency A mainly invests in bank agreement deposits and short-term bonds, with stable expected returns and high security. The short-term bonds it invests in are generally interest rate bonds guaranteed by national credit, and the possibility of loss is very small. There is no need to worry about the security of TEDA Honglijing Yuanbao currency A.
Third, from the historical performance.
TEDA Honglijing Yuanbao Currency A was established on 20 16 1 1. In the past two years, it has performed well. In recent two years, the average annualized expected return is 3.92%, ranking 139/483 among its peers. In the past year, its average expected rate of return was 3.7 1%, which was quite good.
To sum up, TEDA Honglijing Yuanbao Currency A is not guaranteed, but the risk of loss is very low and the expected return is relatively stable. Alipay users can consider buying.
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