Provident fund loans can be written in the names of two people. Whether one person borrows money to buy a house or both parties jointly borrow money to buy a house, the property right of the house can be owned by many people, that is to say, two or even more names can be added. But it should be noted that if the loan has been successfully handled, it is impossible to add a name at this time.

At present, housing provident fund actually belongs to a housing security system. The use of housing provident fund loans is a mortgage loan issued by local housing provident fund management centers to employees who have paid housing provident fund in their own units and entrusted commercial banks to employees and retired employees who have paid housing provident fund during their employment. To apply for a loan by using the provident fund, the following conditions are required: 1. The provident fund must be paid in full for more than 6 months, and the loan cannot be applied if the deposit is interrupted; 2. You need to have a local permanent residence; The down payment of the house must have been paid, because the provident fund can't be used to pay the down payment of the house.