The employees with rural hukou are not forced to pay the housing provident fund.
Although employees with agricultural household registration are not forced to pay the provident fund, they can pay the provident fund if the unit and employees reach an agreement through consultation. In addition, it should be noted that according to different policies in different regions, migrant workers may be included in the compulsory payment scope of housing provident fund in some regions. Therefore, whether it is necessary to pay housing provident fund for employees with rural household registration needs to be determined according to local specific policies.
agricultural registered permanent residence can pay the housing accumulation fund.
There is no distinction between agricultural registered permanent residence and urban hukou in the payment of housing accumulation fund. The scope and object of housing provident fund deposit are state-owned enterprises, state organs, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations, which should pay housing provident fund for employees who establish labor relations according to law.
The connotation of housing provident fund:
1. Housing provident fund can only be established in cities and towns but not in rural areas.
2. The housing accumulation fund system can only be established for employees. Unemployed urban residents and retired workers do not implement the housing provident fund system.
3. The housing provident fund consists of two parts. One part is paid by the employees and the other part is paid by the employees. The part paid by the individual will be withheld by the unit, and will be paid into the housing provident fund account together with the part paid by the unit.
4. Long-term housing provident fund deposit. Once the housing provident fund system is established, employees must pay in accordance with the regulations without interruption. It embodies the compulsion, standardization, unity and stability of housing provident fund.
5. There are two characteristics of housing provident fund:
First, it is cumulative: it means that housing provident fund is an integral part of employees' wages, although it is not paid in cash, and it must be deposited in the special account opened by the entrusted bank for special account management;
Second, it is special: the housing provident fund for special purposes is implemented. Only when employees die, retire, completely lose their ability to work, terminate their labor relations with their units or move out of their original city, can the housing provident fund be withdrawn from their accounts.
to sum up, the rural registered permanent residence provident fund is not compulsory, and you can choose freely.
Legal basis:
Article 15 of the Regulations of the People's Republic of China on the Administration of Housing Provident Fund
If a unit employs employees, it shall go through the deposit registration at the housing provident fund management center within 3 days from the date of employment, and go through the formalities for the establishment or transfer of employee housing provident fund accounts at the entrusted bank with the audit documents of the housing provident fund management center.