Payment from the medical insurance fund is considered as reimbursement. Medical insurance fund payment refers to the reimbursement of medical expenses of the insured by the medical insurance pooling fund. The amount paid by this medical insurance is directly deducted from the hospital, mainly for convenience, and there is no need to apply for reimbursement.

The benefits of paying medical insurance are as follows:

1 is conducive to improving labor productivity and promoting the development of production. Medical insurance is the inevitable result of social progress and production development. Conversely, the establishment and improvement of medical insurance system will further promote social progress and production development. On the one hand, medical insurance relieves the worries of workers, makes them work with peace of mind, can improve labor productivity and promote the development of production; On the other hand, it also ensures the physical and mental health of workers and the normal reproduction of labor;

2. Adjust income differences and reflect social equity. Medical insurance is an important means for the government to redistribute income by collecting medical insurance premiums and paying medical insurance service fees.

3. An important guarantee for maintaining social stability. Medical insurance helps sick workers economically, helps to eliminate social instability caused by diseases, and is an important social mechanism to adjust social relations and social contradictions;

4. An important means to promote social civilization and progress. The social system of medical insurance and social mutual assistance embodies a new social relationship of "one party is in trouble and all parties support" by the insured sharing the risk of disease costs, which is conducive to promoting social civilization and progress;

5. An important guarantee for promoting economic system reform, especially the reform of state-owned enterprises.

To sum up, medical insurance fund payment is an important function in the medical insurance system, which provides medical expenses protection for the insured. By understanding the medical insurance policy, seeking medical treatment in time, keeping medical vouchers and applying for medical insurance reimbursement, you can make full use of the medical insurance fund and reduce your economic burden.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.