There are five main taxes and fees in Datou: deed tax, individual tax, value-added tax and surcharge, agency fee,

I deed tax

Tax payment standard: the first set of 90 flat and below, the online signing price × 1%, the first set of 90 flat and above, the online signing price × 1.5%, and the online signing price of the second suite ×3%. The deed tax shall be borne by the buyer and paid to the Housing Authority on the day of transfer.

Note that this is the online signing price. There is only one contract price for buying a new house. Buying a second-hand house involves several different prices, such as contract price, online signing price and transfer guidance price. The contract price is the actual transaction price of the house, and the online signing price is the price recorded and publicized in the Housing Authority, which determines how much tax to pay. Buying a second-hand house with low online signing price is a very common tax avoidance means. The transfer guidance price is the lowest benchmark price for tax payment, and the online signing price cannot be lower than the transfer guidance price, otherwise the tax will be paid according to the transfer guidance price.

Second, the value-added tax and surcharges

If the house is less than 2 years old, the value-added tax and additional collection standard: online signing price ÷( 1+5%)×5.65%.

If the room age exceeds 2 years, ordinary houses shall be exempted. For non-ordinary houses, the collection standard: price difference ÷( 1+5%)×5.65%, price difference = contract price-original purchase price-taxes and fees in the transaction-

According to the regulations, the value-added tax and additional and subsequent individual taxes shall be borne by the seller, but the market transaction practice is that the buyer bears all taxes, but the transaction can be negotiated and clearly written in the contract.

Third, a tax.

The only one who is exempt from five! The only one who is exempt from five! The only one who is exempt from five! Say the important words three times. Full five years means that the real estate license has been counted for five years from the date of issuance. The only thing is that the seller only has this house in the Shanghai trading system.

Buying a second-hand house is best to choose five sets of houses with their own characteristics, which can save a tax. However, the landlord is not a fool and will certainly not suffer. Therefore, the tax saved will generally be added to the house price, resulting in the only house with five houses being more expensive. If it is ridiculously expensive, forget it.

If the house is less than 5 years old or is not the seller's only house, the standard of individual tax payment is: the difference ×20%, and the difference = the contract price-the original purchase price-the tax in the transaction. This taxation method has a major premise, and the seller must provide complete and accurate proof of the original value of the house. If there is no such certificate, you can pay taxes in another way: the online signing price of ordinary houses is × 1%, and the online signing price of non-ordinary houses is.

When actually paying taxes, buyers can choose between the two and use which one to save money.

Fourth, agency fees.

The agency fee should not have been listed separately, but now the house price in Shanghai is 4 million, and the agency fee of 2% is 80,000+,which is really a great burden. An ordinary white-collar worker in Shanghai may not earn so much money in a year. However, the agency fee is negotiable. When the total housing price is high or the market is off-season, the agency fee has certain bargaining space, but generally it will not be less than 20% off.

Five,

Transaction cost: 2.5 yuan/m2× construction area, to be paid by both parties.

Ownership registration fee: 80 yuan/capital, and each additional owner will increase 10 yuan.

Stamp duty on ownership certificate: individuals who obtain real estate ownership certificate shall pay according to 5 yuan/Zhang.

Drawing fee: 25 yuan/Ben.

Loan mortgage registration fee: 200 yuan for commercial and portfolio loans/set; Pure provident fund loan 100 yuan/set.

Contract notarization fee: about 200-400 yuan, to be paid by the sponsor.

Appraisal fee: Generally speaking, the loan should be submitted to the appraisal institution through appraisal negotiation.

Public maintenance fund: the transfer of the balance of the previous account to the next account needs to be decided by both parties through consultation.