Class A is different from Class C: the subscription fee is different, the net value is different, the deduction is different, and people are different.

1. Subscription fees are charged in different ways.

A fund subscription fee should be charged in one lump sum; C fund does not charge subscription fee when purchasing, but charges a certain accrual fee every day.

2. The net value is different.

The sales service fee of Class C is a daily collection, which is directly deducted from the fund assets and reflected in the daily net value, so the net value of Class C funds is often lower than that of Class A funds.

3. Different deductions

Class C funds are designed for users who like short-term investments. You can buy class C funds for short-term investment and class A funds for long-term investment.

4. Suitable for different people

Class A funds are suitable for investors with large subscription amount and long investment period; Class C funds are suitable for investors with small subscription amount and uncertain holding time, or short-term investors.

Class A funds and Class C funds are two different charging methods for the same fund.

Two. Introduction of various funds:

Simple conclusion: there is a critical point between short-term funds buying Class C and long-term funds buying Class A.

Many fund abbreviations will be followed by different letters such as A, B and C, indicating that the same fund has different fund shares. Some are divided according to the charging mode, some according to the holding amount, some according to the risk-return structure, some according to the investor type or sales channel, some according to the transaction currency and so on. There is no uniform standard for the specific meaning of these letters, and the same letter may have different meanings under different funds. Among them, the most common way to classify shares is to divide them according to different charging methods. The common (but not absolute) definition is the Class A share with redemption fee and the Class C share with sales service fee. The earliest open-end funds, without exception, adopted the most traditional mode of collecting redemption fees.