How much does the bank charge for buying funds?
Different banks have different fees for purchasing funds according to different fund products. General money funds do not charge fees, while bond funds, hybrid funds and other funds with higher expected returns charge fees. They are all charged according to the transaction amount, with the highest rate of 1.5%, 1 1,000 yuan/transaction capped.
How to calculate the bank fund handling fee?
Bank fund formalities fee = turnover × rate, that is, when investors buy, their subscription fee = transaction amount × subscription rate. The larger their subscription funds, the lower their subscription rates, and even the subscription rate is 0. The less money they subscribe for, the higher the subscription rate. When selling, its redemption fee = transaction amount × redemption rate. The shorter the holding days, the lower the rate, and the longer the holding days, the higher the rate.