When investing in a fund, if the net value of the fund unit has been falling on the basis of its own purchase, it means that the investor's fund is in a state of loss. Under normal circumstances, the decline of fund net value will directly lead to the decrease of fund assets. So in the case that the fund has been losing money, is it better not to sell it? Let's get to know each other.

Is the fund still losing money or selling?

If the fund loss is only a short-term correction and investors think that the fund may rise in the future, then in this case, investors can choose to continue to hold the fund, and even reduce the holding cost of the fund by covering positions. In the case of holding the fund motionless, if the net value of the fund rises again in the later period, then investors can still recover the previous losses; If investors make up their positions and hold funds, they can gain more profit space when the funds rise in the later period.

If the overall market situation is not good at present, and the possibility of the fund's subsequent rise is relatively small, then investors are advised to choose to stop losses in time, sell the funds held in their hands and settle.

In fact, in the face of fund losses, there are other remedies besides the above two situations. Details are as follows:

1 high throw and low suck: when the fund has been losing money, investors can earn the difference by observing the trend of the fund and making high throw and low suck to make up for the investment loss. In fact, that's what the stock market said.

2 conversion: when the fund has been losing money, investors can timely convert the fund into another fund with a better and stronger market, and make up for the loss of the previous fund by increasing the fund after conversion.