Generally speaking, holding funds for a long time is very profitable and there will be losses. The fund itself is a wealth management product suitable for long-term holding, which of course belongs to most funds. Long-term holding of most funds will yield much higher than short-term holding. Moreover, for the general cognition of investors, long-term holding of foundations has certain benefits. However, the fund may lose money due to improper operation or sudden market risks.

Reasons for the loss of long-term holding funds

1, the risk of the fund itself is high: when investors invest in the fund, they only care about the high returns of the fund, but they can't see the risks behind the returns, which will lead to losses;

2. follow the trend to buy funds: there are some popular funds in the market, and investors buy funds together with the market. These funds cannot guarantee returns;

3. Buying a fund when the fund is at a high level: buying a fund when the fund is rising or when the fund is already at the highest point will lead to a large loss when the fund falls.