Legal subjectivity: 1. How much does abortion insurance reimburse? Abortion does not reimburse. Maternity insurance can be applied for if you meet the conditions. You can go to the bank to collect the money with the application voucher.

Conditions for reimbursement: (1) Having children in compliance with the national family planning policy or performing family planning surgery; (2) The unit where you work participates in maternity insurance in accordance with regulations and has paid in full for the employee for more than one year.

Reimbursement ratio Reimbursement ratio: Based on the average monthly salary of employees in the location in the previous year, a one-time payment is made according to a certain ratio.

2. What is the role of the maternity insurance fund? The role of the maternity insurance fund is mainly to protect the basic living and medical services of insured employees during their childbirth period.

The items and levels paid by the maternity insurance fund are restricted and affected by national economic conditions.

At present, our country is in the primary stage of socialism, and there is still a big gap in economic strength compared with developed countries.

Therefore, maternity insurance advocates focusing on basic protection.

That is to say, based on the existing economic conditions, the basic life and general medical consumption of childbirth workers should be guaranteed.

With the development of the economy and the improvement of productivity levels, the scope of protection and the level of benefits will gradually expand and improve.

At present, in areas where social co-ordination of maternity insurance is implemented, employees of insured enterprises can enjoy maternity insurance-related benefits in accordance with national laws and regulations, achieving the purpose of protecting the health of women and babies.

However, under the conditions of the market economy, some enterprises will inevitably go bankrupt or go bankrupt while participating in market competition. They will not be able to guarantee the basic living and related benefits of childbearing employees. The establishment of a maternity insurance fund can adjust the overall relative welfare of the society.

Balance and protect the weak, so that all maternity workers can enjoy the maternity benefits stipulated by the state.

3. What are the conditions for payment of maternity insurance? Maternity insurance is a social insurance system through national legislation that provides timely living security and material assistance to working women when the state and society temporarily interrupt their labor due to having children.

It mainly includes two items: one is maternity allowance; the other is maternity medical treatment.

The living security and material assistance provided by maternity insurance usually consist of cash subsidies and in-kind supplies.

Cash subsidies mainly refer to maternity benefits given to women who give birth in a timely manner.

Some countries also include one-time cash benefits or family allowances.

Physical supply mainly refers to the provision of necessary medical care, medical services, and daily necessities needed by pregnant women and infants.

The scope, conditions and standards provided are mainly determined by the economic conditions of the country.

Maternity insurance is paid conditionally. The conditions stipulated by the laws of various countries are inconsistent. In our country, they mainly include: 1. The insured person no longer engages in any paid work, and the employer no longer pays all or part of the insured person's salary.

2. The insurance premium paid must reach a certain period and amount.

3. The insured must reach a certain working period.

Legal objectivity: Article 23 of the "Social Insurance Law of the People's Republic of China and the State" stipulates that employees shall participate in the basic medical insurance for employees, and the employer and employees shall jointly pay the basic medical insurance premiums in accordance with national regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other people with flexible employment can participate in the basic medical insurance for employees, and individuals must pay the basic medical insurance premiums in accordance with national regulations.