To apply for a Hong Kong card, you need a Hong Kong and Macao Pass, proof of income and a personal interview in Hong Kong. Investors who can't meet the requirements for handling cards can handle the types of cards supporting Hong Kong dollars through mainland banks, such as ICBC Asia Card and CCB Asia Card. Take ICBC (Asia) Card as an example to analyze how to handle it;
(1) Call ICBC customer service and ask which local branch can handle ICBC (Asia) cards. Make an appointment with the local branch first.
(2) After making an appointment, bring the information required by the bank to the counter. After the approval of the bank, you can make an appointment at ICBC official website.
(3) Customers who meet the overseas long-term visa for more than three months can generally wait about one week to get a bank card. Generally speaking, banks that handle ICBC (Asia) cards will require customers to deposit some funds in the bank, as long as they can do so as required.
The American stock market generally refers to the stock market of new york Stock Exchange. The main indicators are Dow Jones Industrial Average, Standard & Poor's 500 Index and Nasdaq 100 Index, which represent the ups and downs of the US stock market.
US stock trading rules:
(1) transaction code: the transaction code is the abbreviation of listed company. For example, Microsoft's stock trading code is msft.
(2) Trading unit: The trading unit is not limited, and it is 1 share.
(3) Fluctuation range: the fluctuation range is limited. The original unit of stock price fluctuation is $65,438+0/65,438+06, and now it is mostly changed to decimal (the minimum is 65,438+0 cents).
(4) account opening procedures: you only need to open a securities account to buy and sell US stocks, and this securities account also has the function of a bank account. If you deposit money in this account and don't buy stocks, the brokerage will pay you interest, but the tax of 10% will be deducted. If you want to be tax-free, you can choose to transfer short-term funds automatically, and the brokerage company will make a profit.
(5) Transaction cost: The cost of buying and selling US stocks is not calculated by the proportion of "transaction amount", but by the number of transactions, and it varies from brokerage firm to brokerage firm. For example, the transaction fee for opening an account with e*trade, a well-known online brokerage firm, is $65,438+04.99 ~ $65,438 +09.99. If the transaction is made in charlesschwab, where charles schwab has a Chinese website and Chinese customer service, the transaction cost is $29.95.
In addition, there is a charging model based on the number of transactions, and the charging standards of different brokers are also different. For example, the transaction fee of Yingtong Securities, a well-known online brokerage in the United States, is 0.005 USD per share, so when investors buy and sell 1 0,000 shares in one transaction, the transaction fee of Yingtong Securities is 0.005 USD × 1 0,000 = 5.