1, different types. Fund No.2 is a money market fund, which mainly invests in fixed-income money market instruments such as bank deposits, time deposits and government bonds. Fund No.3 is a bond fund, which mainly invests in the bond market, including fixed-income instruments such as convertible bonds and corporate bonds.

2. Different investment objects. Qiyuan Cash No.2 mainly invests in short-term financial management and low-risk products in the bond market, which is relatively stable but has low returns, while No.3 prefers the stock market and venture capital, with high risks and returns.