The yield of American pension depends on the investment portfolio, market situation and investment performance chosen by individuals. According to the data of American Pension Investment Management Committee (PBGC), the return on investment of American pension in 20 19 years is 6. 1%. From 2007 to 20 19, the average return on investment of American pensions was 4.4%. Due to the different investment portfolios and management methods of American pension funds, the pension yield will be different. Generally speaking, the rate of return of American pension is at least higher than the inflation rate, so as to ensure the continuous appreciation of funds.