What are the common misunderstandings in buying funds?
Although fund trading is simple, there are many misunderstandings in fund trading. Common misunderstandings in fund trading mainly include the following:
1, like chasing up and down.
Whether it's fund trading or stock trading, many investors prefer chasing up and down, buying when the fund rises and selling when the fund falls, because the rise of the fund gives investors a kind of confidence or psychological comfort, produces a sense of dependence, and then buys when it rises. When the fund fell, investors felt depressed, as if they had been abandoned by love rat. They lost confidence in an instant and sold it without hesitation.
I like to chase hot spots, and I like to buy products that have soared in a period of time and products that rank in the forefront of the whole year, so I often buy at the highest point, without considering that the style and trend of the market will change with time.
2. The risk awareness of fund products is not clear enough.
Generally speaking, although the risk of funds is relatively low, the risk degree of different types of funds is different. According to different investment objects, funds can be divided into money funds, bond funds, mixed funds and stock funds. The risks of these funds are increasing in turn, and the risks of equity funds are relatively large.
Many investors buy funds without distinction at all, and buy according to their own feelings, resulting in all high-risk fund products. For example, I have a friend who doesn't know much about funds, thinks that the risk of funds is relatively low, and then buys a lot of funds, and finally loses a lot. Then I looked at the funds he bought, which turned out to be stock funds.
3. Buy funds and like stallion.
Many investors like to buy funds in a whole warehouse, always putting their eggs in the same basket, which eventually leads to all the eggs being broken. This investment method is risky, because we are not sure which fund will definitely go up.
4. Buy a large number of funds in the same market industry.
Some investors buy funds, although they don't know how to buy them, but the funds they buy are all in the same market industry, and the investment direction of the funds is similar. This method is not worth recommending. Because the fund in the same market sector has different ups and downs, the development trend of the market is actually similar. When it falls, most funds in this field may fall.
How should the fund be analyzed?
Buying a fund mainly analyzes the fund type, investment direction, risk, fund establishment date, fund scale and fund manager. At the same time, buying funds can also be analyzed by indicators, such as Sharp ratio, Treno index, Zhan Sen index, maximum retracement, and Shanghai and Shenzhen 300 yield curves.