What is maternity allowance? Maternity allowance is the living expenses given to professional women when they leave their jobs due to childbirth as stipulated by relevant national laws and regulations.
What are the requirements for applying for maternity allowance?
Meet the following conditions at the same time:
(1) meets the national, provincial and municipal requirements;
(2) during the period of enjoying medical insurance benefits for employees in this Municipality;
(3) When applying for the allowance, the employee medical insurance (including maternity insurance) has been paid continuously in this city for 6 months.
(4) The time limit for applying for maternity allowance is before the end of the following year.
Among them, flexible employees who give birth after July 2022 1 and meet the above conditions may apply for maternity allowance as required.
What materials should I prepare to apply for maternity allowance?
In addition to filling in the application form for maternity insurance benefits, the applicant shall also provide the following materials according to different situations:
(1) Applicants for equal delivery, cesarean section or midwifery: copy of medical diagnosis certificate or discharge record.
(2) Application for family planning abortion and induced labor treatment: a copy of the medical record from the beginning of pregnancy (last menstruation); Copy of time certificate of abortion or induced labor issued by medical institution.
How to pay maternity insurance for flexible employees?
Maternity insurance premiums for flexible employees shall be paid by individuals together with medical insurance premiums for employees in accordance with regulations. The specific rate is stipulated in our city, and will be notified separately after it is clear. Eligible flexible employees enjoy maternity allowance.
What benefits can flexible employees enjoy after participating in maternity insurance?
After participating in maternity insurance, flexible employees can enjoy the same maternity insurance benefits as on-the-job employees, including maternity medical expenses, maternity allowance and fixed maternity medical compensation for unemployed spouses.
How is the maternity allowance specifically calculated?
Maternity allowance for employees, according to the average monthly salary of employees of the employer in the previous year when the newborn is born (the salary base declared and confirmed by the unit as the medical insurance payment) ÷30× legal maternity leave days for female employees; The average wage of employees in the employing unit exceeds 300% of the average wage in the whole province, which is calculated as 300% of the average wage in the whole province, and is lower than 60% of the average wage in the whole province, which is calculated as 60% of the average wage in the whole province.
Maternity allowance for flexible employees, according to the monthly payment base of flexible employees in Hangzhou in the previous year when their newborn was born, is 30 × legal maternity leave days for female employees. Taking July 1 to February 1 in 2022 as an example, the maternity allowance is 3576.15 ÷ 30×158 =18834.39 (yuan).
Legal basis:
Article 54 of the Social Insurance Law of People's Republic of China (PRC) * * * If the employer has paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.
Maternity insurance benefits include maternity medical expenses and maternity allowance.
Article 56 of the Social Insurance Law of People's Republic of China (PRC) * * * Employees may enjoy maternity allowance in accordance with the provisions of the state under any of the following circumstances:
(1) Female employees enjoy maternity leave;
(2) Enjoy family planning operation leave;
(3) Other circumstances stipulated by laws and regulations.
Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year of the employer.