Alipay has not only bond funds, but also monetary funds, stock funds, hybrid funds, index funds and other types, but bond funds are more stable, so most of Alipay's wealth management products belong to bond funds, such as: stable wealth management, stable access and stable new products are bond funds.
In addition, there are bond funds in the fund classification, which will give people a feeling that there are many bond funds. There are also some exclusive wealth management, which are also bond funds. For example, Alipay lazy wealth management has three bond funds represented by different yields.
"Financial Management for Lazy People" has three pages, namely: introduction to financial management, steady and good choice. It is expected that the annualized income will be about 4%, and we will strive for good returns slowly and steadily. It is expected that the annualized income will be around 5%, and the income will rise steadily. The expected annualized income is about 6%.
Investors can choose bond funds according to their ability to take risks. There are also different types of bond funds in Alipay, among which pure debt funds are the least risky. If you don't want to take great risks, you can give priority to pure debt funds.
Pure debt funds are 100% investment bonds, and the risk is slightly higher than that of money funds. If you hold the fund for a long time, you are likely to make money and less likely to lose money. Investors can choose a good pure debt fund with reference to past performance when purchasing.