The interest of endowment insurance in the current year is calculated and accounted for according to the unified interest rate published by Ministry of Human Resources and Social Security, which is generally accounted for according to the one-year interest rate of the People's Bank of China.

1. Employees should participate in the basic old-age insurance, and both the employer and the employee pay the basic old-age insurance premium. Generally speaking, the old-age insurance is 2% for the unit and 8% for the individual.

second, although the accumulated payment period is more than 1 years or 15 years, and they reach the legal retirement age, they can enjoy pension benefits, but the longer the payment period, the more the payment amount, and the more the pension in the future, and vice versa.