1. Cash dividend method is a dividend method in which a fund company distributes a part of fund income to fund investors in cash. Cash dividends can provide you with continuous cash flow. In a volatile market, the realized income can be "pocketed" in time, which is suitable for investors with special cash flow needs.

2. Dividend reinvestment is a way for fund investors to reinvest the cash dividends from dividends in the fund to obtain fund shares. There is no subscription fee for fund share conversion. Dividend reinvestment allows you to enjoy compound interest income and pursue higher income through long-term investment, which is suitable for investors with long-term investment plans. If the market is in an upward trend for a long time, the income from dividend reinvestment will be higher than that from cash dividend.

3. Monetary funds are converted into dividends by default and cannot be changed. Other funds default to cash dividends. If it is necessary to change the dividend distribution method, it should be changed before 3pm in date of record. If you don't change after the change, it is the changed dividend method.

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