Is there a high probability of losing money after 5 years of fixed investment?
If it is a money fund or a pure debt fund, the probability of loss is small, and the probability of making money is relatively large. If it is a high-risk fund type, such as stock funds, hybrid funds, index funds and so on. That depends on what kind of fund you choose.
If the selected fund is better and the bidding increase of fund investment is better, then the probability of making money is greater. If the selected fund is not good, and the bid for fund investment always falls more and rises less, then the probability of loss is greater. Generally speaking, the fluctuation range of annualized income will be reduced to -5%-25% if the fund is fixed for 5 years.
What is the worst result of the loss of a fixed investment fund?
The worst result of the loss of fixed investment fund is the loss of principal, but it will not actually lose money, because when the fund loses to a certain extent, it will go bankrupt and liquidate, and after bankruptcy liquidation, the rest will be distributed to investors according to the fund share.
However, there are still many cases where the fund loses 30%~40%. Suppose there is 10000 yuan with a loss of 40%, then it is a loss: 10000*40%=4000 yuan, so the degree of loss is still relatively large.
Therefore, when the fund loses money to a certain extent, it is necessary to set a stop loss point. When the fund loses to the stop loss point, it needs to stop the loss in time to prevent further losses.