in my opinion, using insurance to manage money has unique advantages such as long-term, supportability, financial planning and tax exemption. Just like the "Hongfa Annual Universal Insurance Financial Plan A(213)" newly launched by Pacific Insurance, that is, the annuity will be paid for life, and the premium can be returned in full at the retirement age you choose. The longer you live, the more you get. In addition to the fixed income, there are dividends and the secondary appreciation of the additional wealth housekeeper account. Long-term compound interest appreciation forms considerable wealth accumulation, which is especially suitable for family asset preservation and pension planning. As a family financial management tool, it is perfect.