Recently, the classification of bond funds has attracted the attention of many readers. Bian Xiao shared his experience for readers after sorting out the information, hoping to help everyone. If you feel useful to yourself, remember to collect this website.

Bond fund is a kind of fund that invests in the bond market, and the main investment object is bonds. The classification of bond funds is mainly based on their investment strategies, bond types, issuers and maturities. Below we will introduce the classification of bond funds in detail.

First, according to the classification of investment strategies

1. yield bond fund: mainly investing in high-yield bonds, you can get higher yields, but it is also accompanied by higher risks.

2. Steady bond funds: mainly invest in bonds with high credit rating, with relatively low risk, which is suitable for risk-averse investors.

3. Sustained-income bond funds: mainly invest in long-term bonds, with relatively stable returns, which are suitable for investors who pay attention to the stability of returns.

4. Interest rate-sensitive bond funds: mainly invest in interest rate-sensitive bonds, such as government bonds and policy financial bonds. When the interest rate rises, the bond price falls, and vice versa, so the risk is higher.

Second, according to the types of bonds.

1. national debt fund: it mainly invests in bonds issued by the government, such as government bonds and local government bonds, with relatively low risk.

2. Corporate bond funds: mainly invest in corporate bonds, including financial bonds and corporate bonds, with relatively high risks.

3. High-yield bond funds: mainly invest in bonds with low credit ratings, with relatively high risks and returns.

4. Overseas bond funds: mainly invest in overseas bond markets, including bonds in the United States, Europe, Asia and other places, with relatively high risks and returns.

Third, by issuer.

1. State-owned enterprise bond fund: It mainly invests in bonds issued by state-owned enterprises with relatively low risk.

2. Private enterprise bond funds: mainly invest in bonds issued by private enterprises, with relatively high risks.

3. Financial bond funds: mainly invest in bonds issued by banks, securities and other financial institutions, with relatively low risk.

Fourth, classify by time limit.

1. Short-term bond fund: mainly invests in short-term bonds, such as central bank bills, with relatively low risk.

2. Medium-and long-term bond funds: mainly invest in long-term bonds, such as government bonds and corporate bonds, with relatively high risks.

3. Persistent bond funds: mainly invest in long-term bonds, suitable for those investors who invest for a long time.

Different types of bond funds have different risks and returns, so investors should choose appropriate bond funds according to their risk preferences and investment objectives. At the same time, we also need to pay attention to the fund manager level and cost of bond funds.