Funds are risky, so investment needs to be cautious, not 100% safe. Fund, in English, refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations. In the first decade of 2 1 century, hedge funds swept the world again. In 2008, the total assets held by global hedge funds reached 1.93 trillion US dollars. However, the credit crisis in 2008 hit hedge funds hard, and their value shrank. In addition, the liquidity of some markets has been blocked, and many hedge funds have begun to restrict investors' redemption.
Funds are managed by professional fund companies. By diversifying investment risks and investing in limited fields, they "don't put eggs in one basket", so the risk is less than that of individual stocks or securities. However, you need to be reminded that the fund may lose money or earn income. I suggest you choose the corresponding fund according to your risk tolerance and preference. Because the funds we bought on the third-party fund platform can be found in fund companies. If, in case the third-party fund platform closes down, just use the ID card corresponding to the account to register and log in to the fund company in official website, and you will see that the fund share you hold is still there. Under normal circumstances, it takes about T+2 or T+3 working days to redeem the fund's third-party sales platform. Ant Wealth realizes T+ 1 redemption, that is, you submit the fund redemption application before Monday afternoon 15:00, and then you can receive it before Tuesday afternoon 15:00.
The risk factors of the fund can be summarized as follows:
1, the fund also changes with the stock market and economic trends. If there is economic stagnation, financial crisis, war, earthquake or other unstable factors in the world, the income of the fund will certainly be greatly affected.
2. Funds are operated by people, but there are operational risks and moral risks when people operate.
3, the company's business philosophy, the vision and level of managers. After all, people like Soros are a minority, and there are not many investment experts who can make money for free, so the performance of different fund companies varies greatly. The better the operation, the higher the income and the higher the capital income. Or conversely, it is best for Dallas to go to the audience to choose the managers of fund companies who have experienced the whole process of bear market shock and bull market development, that is to say, they have seen big waves and sands.