1, Public Offering of Fund: a fund management company that raises funds from the public.
2. Private equity funds: fund management companies that raise funds from qualified investors.
3. Trust and investment institutions: financial institutions specializing in (or mainly handling) financial trust business. It is an organizational form of group entrustment. The emergence of trust institutions is from individual trust to group trust.
4. Cooperative financial institutions: Cooperative finance has a long history and plays an important role in the financial system. There are mainly rural credit cooperatives, urban credit cooperatives, labor treasury, postal savings institutions, savings credit cooperatives and so on.
5. Insurance institutions: mainly insurance companies, national insurance bureaus, mutual insurance institutions, insurance cooperatives and individual insurance organizations.
6. Financial leasing institutions: mainly leasing companies or leasing business departments invested and managed by commercial banks, and leasing companies affiliated with manufacturers or distributors.
7. Financial companies: also known as financial companies, different countries have different names and different business contents. But most of them are subsidiaries of commercial banks, mainly absorbing deposits.
Extended data
Measures for the implementation of administrative licensing matters of non-bank financial institutions of China Banking Regulatory Commission
Article 6 To establish a corporate institution of an enterprise group finance company (hereinafter referred to as a finance company), the following conditions shall be met:
(1) It really meets the needs of centralized management of enterprise group funds and can reach a certain business scale through reasonable prediction;
(2) Having articles of association that comply with the Company Law of People's Republic of China (PRC) and the provisions of the CBRC;
(3) Having investors who meet the prescribed conditions;
(4) The registered capital is a one-time paid-in monetary capital with a minimum amount of 654.38 billion yuan or its equivalent in a freely convertible currency;
(5) Having qualified directors and senior managers, and no less than 65,438+0 personnel in key positions such as risk management, fund management, credit management and settlement. At least 3 years relevant financial experience;
(6) The number of employees of a finance company who have been engaged in finance or financial work for more than 3 years shall not be less than 2/3 of the total number, and the number of employees who have been engaged in financial work for more than 5 years shall not be less than1/3 of the total number;
(7) An effective corporate governance, internal control and risk management system has been established.
(8) It has established an information technology framework that meets the requirements of business operation and supervision, has a necessary, safe and compliant information system to support business operation, and has technologies and measures to ensure the continuous operation of business;
(9) Having business premises, safety precautions and other facilities suitable for business operation;
(10) Other prudential conditions stipulated by the CBRC.
Article 7 The investors of a financial company shall mainly be the member units of an enterprise group, and shall also include strategic investors with rich industry management experience other than the member units.
In addition to the special industry enterprise groups restricted by the state and approved by the CBRC in advance, the newly established financial company should have strategic investors with rich banking management experience as investors;
Or establish a strategic partnership with a commercial bank, and the commercial bank will provide suggestions on institutional setup, system construction, business process design, risk management and personnel training for the financial company to be established, and at least 1 senior managers with more than 5 years of banking experience will be introduced.
Baidu encyclopedia-non-bank financial institutions
Baidu Encyclopedia —— Measures for the Implementation of Administrative Licensing Matters of Non-bank Financial Institutions of China Banking Regulatory Commission