When judging whether to add a position or redeem it, if it is a short-term investment, it involves the timing. If index funds are used as timing, some actively managed funds, especially long-term high-quality funds, will often lose more than they gain. If it depends on the long-term appreciation of funds, choose some high-quality funds to hold for a long time.

When operating funds plummet, we must first judge the market situation and see if the key support points can be held. Secondly, it depends on the variety of fund allocation. Third, look at your risk tolerance.

Extended data:

Reasons for refusing or suspending fund redemption:

1, force majeure.

2. The stock exchange is abnormally closed during trading hours.

3. The fund manager may suspend accepting the redemption application of the Fund when there is a continuous huge redemption due to market fluctuation or other reasons, resulting in difficulties in cash payment of the Fund.

4. Other circumstances permitted by laws, regulations and rules or other special circumstances stipulated in the fund contract and recognized by the China Securities Regulatory Commission.

In case of the above situation, the fund manager will immediately file with the China Securities Regulatory Commission on the same day. The fund manager will pay the accepted redemption application in full.

If it is temporarily unable to pay, it will be distributed to the redemption applicants according to the proportion of redemption applications accepted by each redemption applicant to the total redemption applications accepted, and the rest will be paid on the following working day.

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