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What is the specific process of purchasing funds?
The process of purchasing funds: \x0d\ 1. Bring your ID card to a qualified bank to open a passbook or debit card and open a fund account. After opening an account, you can buy an open-end fund on the bank's behalf on the counter as long as you prepare the funds for purchasing the fund in the way stipulated by the sales organization, fill in and submit the application form. Similarly, as long as you fill in and submit the redemption application form at the sales outlets, you can sell the fund. Usually, two days after applying for buying or selling, you can print the confirmation form at the sales outlets, or check the confirmation of fund transactions through the customer service phone of the fund management company. Redemption funds will be transferred to the bank deposit account designated by the customer. Generally, the redemption date of goods base is T+2 days, and the stock base is T+4 or T+5 days. \x0d\ You can also sign an online bank at the counter after opening a fund account, and purchase the gold fund sold by the bank through the bank's website. The purchase fee for counters and bank websites is1.2-1.5%; \x0d\\x0d\ 2。 After opening the bank card, open online banking on the bank website, then open a fund account on the website of the fund company that wants to buy funds, and buy funds directly on the website of the fund company. The online account opening method can be done according to the operation steps displayed on the website of the fund company. After opening an account, you can directly purchase the fund of the fund company. At present, only Xingye, Guangfa, Agriculture and China Construction Bank cards can get a discount of 0.6%; \ x0d \ x0d \ III。 With your own bank card and ID card, you can open a fund account in the business department of a securities company, where you can buy the funds that the securities company sells on a commission basis. Handling fee1.2-1.5%; \x0d\\x0d\ IV。 Open a shareholder account in a securities company to buy: there are few funds that can be bought in a securities shareholder account, mainly closed-end funds, ETFs, LOF funds and funds that enter the fund platform of the Shanghai Stock Exchange. The rate is 0.3%. \x0d\x0d\ 1。 Opening an account: \x0d\ 1) Opening an account at the direct sales counter: \x0d\ Fill in the application form of open-end fund account and a copy of valid identification. Bank passbook with the same name → fax or mail it to the direct selling center → inquire about the fund account number through our customer service or send the fund account opening transaction confirmation form (for institutions); 2) open an account at the counter of the branch: fill in the application form for open-end fund account → submit the filled form and valid documents to the counter staff → the customer sets the transaction password and inquiry password by himself → the counter staff replies to the receipt of account opening acceptance → the customer can inquire about the application confirmation result by phone, online or at the agency on T+2; \x0d\ 3) Open an account online \x0d\ Log in to the online trading system of "Online Trading/Fortune Express" on the website of Guangfa Fund → Open online payment → Select to hold a bank card (wealth management card of Guangfa Bank, debit card of Industrial Bank or ChinapayCD card of Shanghai UnionPay) → Select the customer type → Follow the relevant interface prompts. \x0d\ 2。 Information required for opening an account: \x0d\ 1. Information required for opening an account at the counter: \x0d\ (1) Individual investor: \x0d\ Original valid ID card (including resident ID card, police officer card, military officer card, soldier card, passport, etc.). ); My bank card or passbook. If there is an agent, a valid identity certificate of the agent is also required. \x0d\ (2) Opening an account for an institutional customer \x0d\ 1) Application form for open-end fund account (complete and stamped with the official seal of the company and the seal of the legal representative) \x0d\ 2) Original and photocopy of business license or registration certificate \x0d\ 3) Original and photocopy of designated bank account opening permit or application form. 5) Original and photocopy of the valid ID card of the manager \x0d\ 6) Copy of the ID card of the legal representative \x0d\ 2) The main information that individual investors need to input when opening an account online: \x0d\ online account opening of Guangfa Fund: \x0d\ 1, handling UnionPay card of Guangfa Bank, debit card of Industrial Bank or ChinapayCD card of Shanghai UnionPay as payment tools for online transactions. \x0d\ 2。 Log on to our website, select the online transaction interface, open online payment, and fill in relevant information according to the interface prompts. This page will provide a new fund account.