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How to solve the problem of Yu’E Bao’s increasingly low income?

When Yu'E Bao first came out, its income was relatively high, but as time goes by, its income is getting lower and lower. So how to solve the problem of Yu'E Bao's getting lower and lower income?

What is the solution?

We have prepared relevant content for your reference.

Solution 1: Change to other monetary funds with relatively high returns. Yu'E Bao is connected to multiple monetary funds. If the current monetary funds that Yu'E Bao is linked to have relatively low returns, you can switch to a monetary fund with higher returns, but generally

It is said that the income between money funds is basically similar. When switching funds, be careful not to switch frequently. If you switch too frequently, it will take time to switch. During this time, there will be no income, so

Not a good deal anymore.

Solution 2: Invest in time deposits. Generally, the income from time deposits is higher than that of Yu’e Bao, but there is a time limit. Therefore, when choosing time deposits, it is better to use spare money that is not used for a long time to invest. For example:

If it is money that will not be used for one year, priority will be given to one-year time deposits. If it is money that will not be used for two years, priority will be given to two-year time deposits. If it is money that will not be used for three years, priority will be given to three-year time deposits.

analogy.

Solution 3: Invest in financial products. Some financial products have higher returns than Yu'e Bao, but you can refer to the expected returns when investing. Generally, if the financial market is normal, it will be close to the expected returns. You can also check

A past income situation, although the past does not represent the future, it still has a certain reference value.

Solution 4: The income from investing in treasury bonds is generally higher than that of Yu'e Bao. However, it should be noted that treasury bonds cannot be purchased at any time. Treasury bonds have an issuance time and can only be purchased during the issuance time. So if

If you want to invest in treasury bonds, you need to pay attention to the issuance time of treasury bonds in advance. Moreover, treasury bonds have a maturity date and are not as flexible as Yu'e Bao. This needs to be taken into consideration.

Solution 5: There are many types of investment funds. Some fund types are different, and their risks and returns will be different. The currency funds that Yu'ebao connects to are also a type of fund, but the risks are very small.

There are other types of funds with high returns, so you can give priority to funds with high returns.

Solution Five: The risk of investing in stocks, gold stocks, and gold is relatively high, but the returns are also relatively high. If the investment is good, you will earn more money than Yu'e Bao. If the market is relatively poor, you will

The loss is up to the principal, so be careful when investing.