To be sure, the fund liquidation will not lose all the money, but after the fund liquidation, the bank will return some money according to the fund share, but there is no regulation on how much money can be returned, depending on how much money is left in the fund liquidation.
Therefore, how much money retail investors can recover when the fund is liquidated depends on how much money is left in the fund at the time of liquidation. Therefore, when buying a fund, try to choose a larger fund and try to choose a fund with a fund size greater than 50 million. During the period of fund holding, we should also pay attention to the fund manager to see if there is any change, and the other is to see the change of fund scale. If you find anything unusual, remember to redeem the fund in time to avoid losses.
Generally speaking, as long as the fund is large enough, the probability of liquidation is low. The liquidation of the fund does not mean that the fund company misappropriates the money. As long as the money is in the fund, it will not disappear for no reason.
Whether it is a private equity fund, a Public Offering of Fund fund or a liquidation fund, there is almost no risk of misappropriation of our money. After the fund is liquidated, the purchaser will not lose all his money, because the fund is managed by a third-party bank and the fund company has no way to misappropriate it. If it is really liquidated, don't worry. After the fund is liquidated, you can get some money back according to your fund share.