The unit net value of the money fund is always 1 yuan, and there is income distribution every day (fluctuating, different every day), and the income distribution is announced in the form of "ten thousand income" and "7-day annualized rate of return".

For example, "the income per 10,000 shares is 0.5878" means that the income per 10,000 money fund shares today can be 0.5878 yuan. "7-day annualized rate of return" is the rate of return converted from the average income of the last 7 days to one year.

"Ten thousand shares of income" is the actual income that investors get every day. "7-day annualized rate of return" is a parameter to examine the long-term profitability of a monetary fund. Generally speaking, money funds with higher "7-day annualized rate of return" have relatively higher returns.

The risk of the money fund is extremely low and almost negligible. The total annual income is about 2% to 3%, which is similar to the after-tax interest of one-year time deposit, but the liquidity is much better than that of time deposit, which can almost replace the current demand, but the income is three times that of the current demand.