How to buy funds to make money;
(1) Do a good job in asset allocation and pursue the correct strategy: asset allocation is the basis of investment and determines most of our income. Many times, it really doesn't matter which stock we buy. What matters is how many assets we allocate in which direction.
(2) Index funds are the mainstay, supplemented by active funds: I always prefer index funds because the rules of index funds are transparent, simple and clear, and it is very easy to locate assets. Graded funds, Guangfa long-short leveraged funds and index enhancement funds are all index funds in essence. (3) Active funds must choose the people they trust most: I mention this alone here because many small white investors I meet know nothing about their fund managers. A fund investment veteran once told me that he has held a fund for a long time and knows far more about the fund manager than his colleagues at the same table. When you have a good understanding of a fund manager's investment style and past performance, you should be able to avoid many pits.
(4) Establish a strategic bottom position and use cash flow to make a fixed investment: I tend to buy enough positions at one time without leaving any regrets for myself. Because the market efficiency is high, the time for absolute underestimation is always short. When it rains, it must be connected with a basin, otherwise it will be difficult to add the regrets behind. I have many lessons of being optimistic but buying too little. For good investment opportunities, the biggest risk is to step on the air. What should I do if the strategic warehouse continues to fall after its establishment? My choice is, without changing the previous investment logic, continue to hold firmly and make a fixed investment with cash flow according to the trading plan.