Penghua CSI Bank Index Grading is a graded fund product with CSI Bank Index as the tracking target. The CSI Bank Index is compiled by CSI Index Company, and the listed banks in Shanghai and Shenzhen stock markets are selected as sample stocks to reflect the overall performance of listed banks. The index grading of Penghua China Securities Bank strives to obtain a return on investment similar to the index by tracking this index.

The index grading structure of Penghua Securities Bank is as follows:

1. Parent Fund: The parent fund classified by Penghua China Securities Bank Index is Penghua Bank (16063 1), and the fund shares can be purchased and redeemed in the OTC market. By tracking the index of CITIC Construction Investment, the parent fund strives to obtain the investment return of similar indexes.

2. Sub-shares: Penghua China Securities Bank Index classification includes two sub-shares: Penghua Bank A( 150228) and Penghua Bank B( 150229). The establishment and operation of sub-shares are attached to the parent fund, and investors can buy and sell sub-shares through on-site transactions.

Penghua Bank A( 150228): The graded share with lower risk and higher income enjoys the priority income right. When the parent fund gets positive income, Penghua Bank A can get fixed income; When the parent fund loses money, the loss of Penghua Bank A is relatively small.

Penghua Bank B( 150229): It is a graded share, with higher risks and higher returns. It provides financing through Bank of China A to expand the investment effect of the parent fund. When the parent fund gets positive income, Penghua Bank B will get most of the excess income of the parent fund; When the parent fund lost money, Penghua Bank B lost a lot.

Investors can choose to buy Penghua Bank's graded parent fund, Penghua Bank A or Penghua Bank B according to their risk preferences and investment needs. It is suggested to know the characteristics, risks and benefits of graded funds in detail before investing, so as to make appropriate investment decisions.