For most people, buying a fund is to obtain excess returns, so it should be generally believed that a fund that can bring us money continuously can be called a good fund. But how to judge which fund will increase more in the future? Because there is no way to make a prediction, we can only try to choose what we know, that is, look at the past performance of the fund, and try to choose the fund managed by the fund manager with excellent past performance, and we must look at the heavy stocks purchased by the fund manager.
Therefore, I think the first step in choosing a good fund is to choose a good track. You must first understand what a good fund you want to pursue. If it is stable and happy, then the monetary fund is recommended. If you want to be radical, it is a bond fund. If you dare to take greater risks to get higher returns, then suggest active funds or industry funds.
After choosing the type of fund we want to buy, we need to compare the excellent funds in this category and choose the fund with excellent past performance and long fund management scale as far as possible, because only the fund that has experienced bull market and bear market can well examine the ability of fund managers and grasp the whole A-share market, so as to better achieve our goal of obtaining excess returns.
Among the top-ranked funds, fund managers should also be selected. We should choose fund managers with large management scale and long working hours, and try to choose fund managers who have experienced complete bull market and bear market.
In addition, if you choose the industry you are interested in, the fund manager can hedge funds in the future, that is to say, you can choose multiple funds to combine, which ensures that we can advance, attack and retreat.
So I think, if you want to choose a good fund, you must first choose a good track. First of all, you should know your own needs, and then choose whether it is a money fund, a bond fund or an equity fund. After choosing our own goals, we will choose the fund with good historical performance in the fund industry we want to buy, and among the funds with good historical performance, we will choose the fund managed by the fund manager we trust. We think this is a better fund.