As far as the current market situation is concerned, the fixed income is too low and the floating income is not guaranteed. It is best to have fixed and floating wealth management products. Zhaoyun Hong Kong stock M&A fund is good, which is issued by Zhaoyun Fund. It is different from the general equity investment fund. It is a fixed plus floating design. For customers, there is an expected annualized income of 12%, but at the same time, they can also get the excess income brought by equity investment.