You can log in to mobile banking and click "Home → All → Financial Management → Fund → Select Fund → Transaction Rules" to check the confirmation time.
If it is bought before the trading day 15:00, the transaction will be made according to the net value of the day;
The purchase after 15:00 is counted as the next trading day, and the net value of the transaction is subject to the next trading day.
Extended data
1, weekends or holidays are not counted as trading days. To buy a newly issued fund, you need to wait until the fund raising is over and the share can be confirmed after the fund is established.
To purchase wealth management products at BOC for the first time, you need to make the first risk assessment at the outlets, and you must go to BOC outlets with your original valid special ID card, current all-in-one passbook with subscription funds, current passbook or debit card. After the initial evaluation is completed and the contract is signed at the outlets, the subscription, purchase and redemption of wealth management products can be handled at all business outlets of Bank of China (or electronic channels such as online banking). Risk assessment of fund products: Individual investors can go to business outlets with debit cards (or passbooks), sign the Agreement on Personal Customer Wealth Management Products of Bank of China Limited and conduct risk assessment, and then subscribe, purchase and redeem wealth management products at China Bank business outlets (or online banking and other electronic channels).
2. Risk assessment can also be conducted through personal online banking or mobile banking. If you want to know the detailed operation steps, you can contact the financial manager directly.
What is the difference between subscribing and buying wealth management products?
The act of buying funds at the initial stage of fund raising is called subscription; The act of purchasing a fund after its establishment is called subscription; Under normal circumstances, the rate of purchasing funds during the subscription period is relatively more favorable than that during the subscription period. Funds purchased during the subscription period can generally be redeemed after the closed period, and the purchased funds should be redeemed on the second working day after the successful subscription. The interest generated during the subscription period is subject to the records of the registration center, and automatically converted into the investor's fund share when the fund is established, that is, the interest income increases the investor's subscription share. During the subscription period, funds are generally subscribed at the face value of 1 yuan, and the subscription rate is usually more favorable than the subscription rate. One of the differences between subscription period and subscription period is interest. Interest means that during the fund raising period, because the fund has not yet been established, investors' money has not been invested in the fund company's account. Interest shall be calculated and converted into fund shares, which shall be recorded in the fund account. After the establishment of the fund, the purchased fund becomes an investment, and the risk is borne by the investor, so the interest cannot be calculated. Legal basis: Article 66 of People's Republic of China (PRC) Securities Investment Fund Law stipulates that fund managers shall purchase and redeem fund shares every working day; If there are other provisions in the fund contract, those provisions shall prevail. The investor pays the subscription money and the subscription is established; Subscription takes effect when the fund share registration institution confirms the fund share. The fund share holder submits the redemption application, and the redemption is established; Redemption takes effect when the fund share registration institution confirms redemption. Article 87 of the People's Republic of China (PRC) Securities Investment Fund Law shall be offered to qualified investors, and the total number of qualified investors shall not exceed 200. The QFII mentioned in the preceding paragraph refers to the units and individuals that have reached the prescribed asset scale or income level, have the corresponding risk identification ability and risk-taking ability, and the subscription amount of their fund shares is not less than the prescribed limit. Specific standards for qualified investors shall be formulated by the the State Council Securities Regulatory Authority.