Xiao C has something to say
Xiao Liu, a friend of Xiao C's, is the girl who worked hard in Shanghai that I mentioned to you before. Recently, there has always been a saying in her circle of friends that "I don't want to go to work, I don't want to go to work, and I don't want to go to work for twenty or thirty days every month". In fact, Xiao C's dream is that he can sit in a mansion and enjoy life without moving bricks every day. Although dreams always wake up, have you ever thought about a question, if one day you can't work hard in the workplace for some reason, do you still have the ability to make money?
Today, Xiao C will talk to you about how to have a steady stream of income without working.
1
anything that is unsustainable is not enviable
It is not enviable to own Jinshan and silver mines. Instead of choosing a rich family, it is better to choose a cup that will continue to produce money.
it's actually not that difficult to keep wealth in our accounts. Simply changing the brain's thinking will greatly improve our income. Think about how many times your current job can help you get paid. How many times can you use what you sell in your life? We can have real wealth and build a plan that will never be short of money!
2
Increase the "after-sleep income"
Mr. Li Xiaolai, the richest man in Bitcoin, has a book "Taking Time as a Friend", in which there is a view that if you want to achieve financial freedom, you must have "after-sleep income".
"after-sleep income" is the income that can be obtained automatically without much time and effort. In layman's terms, lying down makes money.
the interest on bank deposits, the income from buying funds and insurance, the monthly rent of real estate, and the dividends received by investment enterprises all belong to "after-sleep income".
Xiao C has read a book, in which the definition of money is: when he doesn't work, or loses his job at hand, he can still make himself and his family live without worry.
Now you can ask yourselves, what is the "after-sleep income" for one year?
Of course, the money mentioned above belongs to conservative capital. In this era when knowledge is king, capital can be presented in many ways.
for example, earning "after-sleep income" by intellectual property rights. You write a book, and you get a new royalty every time you reprint it, without any extra investment. The same is true for movie box office, software development, knowledge payment and online courses. Here, books, movies, software, content ... themselves become capital, so that you can get a steady stream of income without labor.
of course, the process of accumulating capital is also a process of continuous investment. Before sitting on the continuously produced capital of "after-sleep income", we must first invest a lot of time and energy to accumulate knowledge, strength and wealth.
3
Changing the income structure
Xiao C agrees with this sentence very much-"If a person is still earning only wages at the age of 35, then his career planning will fail."
Your dead salary can only satisfy your daily food and clothing, but it can't lead you to wealth and freedom. What should we do?
as the saying goes, the salary is not enough, so I have to work part-time. On the basis of doing a good job in the main business, take this as the center to radiate. Try more sideline business, get in touch with as many open source ways as you can, and then focus on screening out open source models that match your personal abilities and interests.
One of Xiao C's disciples, who graduated from college less than two years ago, obtained the first-class construction engineer's certificate and the national registered supervision engineer's certificate. Now he is affiliated with a supervision company and earns 6, yuan a year by relying on the affiliated certificates. When it's really once and for all, drought and flood guarantee the harvest. Envy, jealousy and hate!
so the core of financial management lies in structure, not quantity. Xiao C's "after-sleep income" at this stage is mainly realized through investment and wealth management. Stocks, funds, gold and P2P are all investing, and the current income is still good.
In fact, "after-sleep income" brings me not only a little money, but also recognition of value and improvement of confidence. Otherwise, I have no confidence to tell you all kinds of financial management methods now.
4
At least one person in the whole family wants to create continuous income
Every car has a fifth tire, which is a spare tire. Do you have a spare tire for your family to earn continuous income? There are two roles in the family, the caregiver and the dependent. Those who bear the family's livelihood and earn money to go home to support their families belong to "caregivers"; Another kind of role without working ability belongs to the "dependent".
Risks are always everywhere. If, unfortunately, someone who takes care of the family has an accident, the family will fall into poverty or even survive! In fact, there is no need for accidents. As long as one day the caregiver is dismissed by the boss and loses the source of income, the economic center of the whole family will suddenly be out of balance. Note that most caregivers work hard every day, and in the long run, their bodies are likely to be overwhelmed. Therefore, it is often the caregivers who fall down first.
A smart family knows to plan ahead, which can even make caregivers less hard. It is the only choice to completely change the income structure and pursue sustainable income. Therefore, to stay away from poverty, at least one person in the whole family must create a sustainable income.
5
Self-investment and financial investment are equally important
Xiao C thinks there are two kinds of investment, one is asset investment and the other is personal investment. Among all investment products, self-investment is the most promising investment with the largest appreciation space.
investing in yourself includes:
improving skills. The improvement of professional ability in one's own job and the study of other skills.
Enhance personal contacts, personal social circle and expand network resources.
improve spiritual life.
this part of the money cannot be saved. You know, you can't save a future by saving.
For financial investment, risks and benefits do coexist, but you can't refuse financial management because of risks. After all, it's only a matter of time before you make money through long-term research and study.
after reading so much above, does it inspire you? In fact, if you want to get a steady stream of income, the premise is that you want to create opportunities for sustainable income, first change from consciousness and then implement it from action.
Part of this article comes from network integration
Copyright belongs to the original author.