1. How will the pension for employee medical insurance be adjusted? Will the discount in 200 yuan be reduced? At present, all workers in Hunan will transfer 2% of medical insurance premiums to personal accounts, while workers under 45 in Changsha only have their own medical insurance funds. Some people in the population aged 45 or above. There is Yueyang, where only 2.7% of employees are under 45, and 3.2% are over 45.

After 2023, all medical insurance will be transferred to the medical insurance fund, and no extra funds will be transferred to the social security fund. In other words, the number of insured persons will reach 2%. Accordingly, the distribution ratio of medical insurance funds, that is. Let's look at the average income in Hunan. Statistics from Hunan show that in 2020, the per capita annual income of urban employees in this city will be 85,438 yuan, equivalent to 7 120 yuan per capita. In other words, the average monthly medical expenses deducted is 7 1, 20 * yuan, which is obviously not beyond 200 yuan. Of course, if you pay according to the maximum amount, that is, the annual salary exceeds 16000 yuan, then the monthly pension will be reduced by 200 yuan, but this is only a small proportion.

Second, how to adjust the medical insurance compensation for retirees? Will the discount in 200 yuan be reduced? At present, the repayment ratio of endowment insurance in Hunan is very high. For example, Changsha has 4% social security, and Yueyang also pays social security contributions, which is very high. Starting from 2023, Hunan will reform the medical insurance benefits for retirees and take 2% as personal pension. Therefore, the number of retirees in Changsha is less than half of that in the past. And on the basis, their pension level is obviously lower than the social average.

For example, 202 1, the average annual salary of Changsha employees is 1 1000, the average monthly income is 9 167 yuan, and the pension for retirees is 9 167×4%=367 yuan. Since 2023, Changsha has been providing pensions to 75 yuan.

From 2023, Hunan will redefine the scope of medical insurance. Insured employees and employees' medical insurance is not included in personal medical insurance, and the monthly medical insurance reimbursement amount for those with higher income is above 200 yuan. As for retirees, it is based on 2% of personal pension, and retirees in Changsha and other places can enjoy medical insurance above 200 yuan. However, although the pension of medical insurance has been reduced, it has also increased the reimbursement ratio and coverage of medical insurance.