1, fund performance

Refer to the performance of funds in recent years to see whether the fund's rate of return outperforms the Shanghai and Shenzhen 300, whether it is resistant to falling and rising, and whether it is compared with similar funds. Of course, there are also some funds whose net value has soared because of huge redemption. Don't be confused by such funds.

2. Fund managers

Refer to the performance of other funds managed by fund managers to see whether the fund frequently changes fund managers.

3. Fund position

Refer to the position of the fund to see what type of fund the fund belongs to, whether it is a broad-based fund, an industry fund or an index fund; Investors can choose according to their risk tolerance.

4. Fund size

If the fund size is less than 1 100 million yuan, try not to choose. Because of the risk of liquidation, large-scale funds can also be avoided. Because the management of such funds is difficult, the performance may be affected, so it is more appropriate for investors to choose a fund size of 500-500 million yuan.

5. Fund companies

Choose a big company. For the choice of fund companies, I usually choose from the establishment time, variety, management scale, fund manager, company performance, professional rating and so on.

6. Fund rating

You can use Morningstar (or other institutions) to select funds, and the selected funds will be screened by themselves; It should be noted that Morningstar only rates funds that have been established for more than three years. If you are just superstitious about rating, you may ignore the establishment of a fund with better performance for one or two years.

7. Don't buy a platform recommendation fund.

The funds recommended by Alipay and Tian Tian Fund Network are not recommended. Most of these are hot funds at present, and there is a risk of being quilted when you buy them.