Legal analysis: the balance of medical insurance personal account can be transferred together, and the medical expenses can be paid by swiping the card at the receiving hospital. The balance of medical insurance carried forward at the end of the year, which was not used in that year, can be carried forward to the next year. The balance on the original medical insurance card can only be used for medical insurance consumption in the original place, not for cash, but for medical expenses such as drug purchase, examination and treatment; Re-apply for a medical insurance card in a new unit, and you can't transfer it in different places.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.