Young Moonlight Family: Because the fund has the investment function, you can leave the daily living expenses after paying your salary and invest the rest of the funds, so as to "force" yourself to realize the appreciation of investment assets and cultivate good financial management habits!
Office workers with fixed wages: Most office workers often have a small balance after meeting their daily living expenses, and the small fund investment method is the most suitable. Moreover, due to the low investment level of most office workers, it is impossible to accurately judge the timing of entering and leaving the market. So through this tool, you can steadily realize asset appreciation!
At some point in the future, there will be special (or large) capital needs: for example, the down payment for buying a house after three years, the fund for children to study abroad after 20 years, and even their own retirement pension fund after 30 years. When you know that there will be a big demand for funds in the future, it will not only cause your daily economic burden, but also make the small money every month easily turn into big money in the future.
People who don't like to take too much investment risk: because the fixed investment of the fund has the advantage of weighted average investment cost, it can effectively reduce the overall investment cost, reduce the risk of price fluctuation, and then make steady profits. It is the best tool for long-term investors to be optimistic about the market for a long time. For example, if China Everbright Bank invests in 500 yuan's monthly fixed funds, if the future average annual return rate of the invested funds is 10%, after five years of investment, the total amount of funds available to investors will reach 3904 1. 19 yuan, and the asset appreciation rate will be 30. 14%. In addition, the procedure of fixed investment of the fund is very convenient, and it can be handled directly in the bank official website through online banking. At present, China Everbright Bank has launched a "select" fund fixed investment business, which is also a very good choice.